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Borrowers hoping to cheaply combine their debts on one credit card could struggle to find a provider. The number of credit card deals offering interest-free balance transfers has tumbled to a record low of The fall, from 76 at the start of the year, will hit customers particularly hard as the UK endures its first recession in 11 years. But Rachel Springall, finance expert at Moneyfacts, said borrowers ‘would be wise to consider a new deal soon, as the market is contracting’.

She added: ‘The number of offers available to consumers has dropped since the start of and the fall echoes that seen during the past recession. She also warned borrowers hoping to swtich to be wary of balance transfer fees. Some links in this article may be affiliate links. If you click on them we may earn a small commission.

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